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What do I need to know?

You automatically qualify for extra help for your Medicare prescription drug costs:

• If you join a Medicare drug plan, you will pay a small amount out of your own pocket for the cost of your drugs.
• If you don’t join a plan on your own, Medicare will enroll you in a plan with no premium to make sure you get help paying for your prescription drugs.
• You can join, switch, or drop a Medicare drug plan at any time. To join a different Medicare drug plan, call the new plan to find out how to join. Joining a different plan will disenroll you from your current plan. You don’t need to call your current plan. Your new plan coverage would start the following month.
• You can compare Medicare drug plans in your area. Be sure to ask about any premium cost when you are comparing plans. You should find out which plans cover the prescriptions you take and what pharmacies you can use to fill prescriptions.