Free Senior Citizens Help with Understanding Medicare Prescription Drug Coverage, Medicare Part D

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1 What if I already have prescription drug coverage from my Medigap policy?
2 OPTION 1: Join a Medicare Prescription Drug Plan, and keep the Medigap policy you have now, with the drug coverage removed.
3 OPTION 2: Join a Medicare Advantage Plan that includes prescription drug coverage.
4 OPTION 3: Keep your Medigap policy with prescription drug coverage.
5 If I join a Medicare Prescription Drug Plan now, will I have to pay a late-enrollment penalty?
6 Can I join a Medicare Prescription Drug Plan and keep my Medigap policy with prescription drug coverage?
7 What if I drop my entire Medigap policy (not just the Medigap prescription drug coverage)?