Medigap (Medicare Supplement Insurance)

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Original Medicare pays for many health care services and supplies, but there are many costs it doesn’t cover. To help cover health care costs, you might want to buy a Medigap (Medicare Supplement Insurance) policy. Medicare doesn’t pay any of the costs for a Medigap policy.

A Medigap policy is health insurance sold by private insurance companies to fill “gaps” in Original Medicare coverage. Medigap policies help pay your share (coinsurance, copayments, or deductibles) of the costs of Medicare-covered services, and some policies cover certain costs not covered by Original Medicare.