You have the right to buy any Medigap policy sold in your state if both of the following apply to you:
- You joined a Medicare PPO Plan when you first became eligible for Medicare at age 65.
- You leave the Medicare PPO Plan within one year after joining.
You can apply for the Medigap policy as early as 60 calendar days before the date your coverage ends. You must apply for the Medigap policy no later than 63 calendar days after your Medicare PPO Plan coverage ends.
