If you drop your Medigap policy when you join a Medicare PPO Plan, you may have the right to get another Medigap policy later if either of the following apply:
- Your Medicare PPO Plan coverage ends (through no fault of your own)
- You join a Medicare PPO Plan for the first time (and haven’t been in another Medicare Advantage Plan), and within one year of joining, you leave the Medicare PPO Plan. If you were new to Medicare when you joined the plan, you may be able to choose any Medigap policy you want. If you already had a Medigap policy before you joined the plan, you may be able to get the same policy back.
