You can join, switch, or drop a Medicare PPO Plan at the following times:
1. When you first become eligible for Medicare (3 months before you turn age 65 to 3 months after the month you turn age 65)
2. If you get Medicare due to a disability, you can join during the3 months before to 3 months after your 25th month of disability benefits.
3. From November 15–December 31 each year. Your coverage will begin on January 1 of the following year.
4. From January 1–March 1 of each year. However, you can’t add or change to a plan with prescription drug coverage during this time unless you already have Medicare prescription drug coverage.
Note: In certain situations, you may be able to join, switch, or drop Medicare Advantage Plan sat other times (like if you move out of the service area, have both Medicare and Medicaid, or live in an institution).
